1. Ashraf, M.A. (2018). Use of Bounded Rationality Theory to understand Islamic Entrepreneurial Intention. (In Progress)
  2. Ashraf, M.A. (2018). Theory of Islamic Entrepreneurship: A Proposal, King Abdulaziz University Islamic Economics Journal, (In Review)
  3. Ashraf, M. A. (2018). Use of Bounded Rationality Theory to Understand Participation of Rural Women in Islamic Microfinance: An Analysis Using SEM. Entrepreneurship, Microfinance and Development, (Forthcoming), http://dx.doi.org/10.3362/1755-1986.18-00005, Scopus indexed.
  4. Ashraf, M. A. (2018). Participation Behavior of the Poor Women in Islamic Microfinance: The Case of Women Entrepreneurship. (In progress)
  5. Ashraf, M.A. (2014). Preference Behavior of the Rural Poor Observed in Microfinance Borrowing: Case for Bangladesh. European Journal of Management and Business, 6(28): 38 – 50. UK. Pro-Quest
  6. Ashraf, M. A. (2014). Willingness Behavior of the Rural Poor to Participate in MFIs: Evidence from Bangladesh. European Journal of Business and Management, 6(23): 103 – 114. UK Pro-Quest.
  7. Ashraf, M. A. (2014). Fragility of Microfinance Institutions (MFIs) in Bangladesh and Its Implications for Poverty Focused Paradigm-Shift. Research on Humanities and Social Sciences, 4(16): 21 – 28. UK
  8. Ashraf, M. A. (2014). A Probe on Nonparticipation in MFIs: Case for Bangladesh. Research on Humanities and Social Sciences, 4(16): 117 – 125. UK
  9. Ashraf, M. A. (2014). Caritas’ Cooperative Credit Union in Bangladesh: A New Approach to poverty Alleviation and Rural Development. Journal of Developing Country Studies, 4(17): 15 – 23. UK
  10. Ashraf, M. A. (2014). Attitudinal Dynamics for the Rural Poor toward Participation in MFIs in Bangladesh: Implications for Islamic MFIs. Journal of Developing Country Studies, 4(11): 110 – 124. UK
  11. Ashraf, M. A. (2014). The Theory of Planned Behavior and Microfinance Participation: From the Perspective of Nonparticipating Rural Poor in Bangladesh. Research Journal of Finance and Accounting, 5(7): 159 – 168. UK
  12. Ashraf, M. A. (2014). Demystifying Nonparticipation in Microfinance: Case for Journal of Developing Country Studies, 4(14): 1 – 9. UK
  13. Ashraf, M. A. and Ibrahim, Y. (2014). Poverty Alleviation and Identifying the Barriers to the Rural Poor Participation in MFIs: A Case Study in Bangladesh. Journal of Economic Cooperation and Development, 35(3): 99 – 132. Turkey
  14. Ashraf, M. A. and Ibrahim, Y. (2014). Understanding the Nature of Dropouts in MFIs: Evidence from Rural Bangladesh. European Journal of Business and Management, 6(7): 62 – 70. UK
  15. Ashraf, M. A. (2014). Evidence on the Impact of MFIs on Income of the Rural Poor in Journal of Developing Country Studies, 4(5): 35 – 42 UK
  16. Ashraf, M. A. and Ibrahim, Y. (2013). An Investigation into the Barrier to the Rural Poor Participation in MFIs: The Case of Bangladesh. International Journal of Research in Social Sciences, (IJRSS), 1(2): 1 – 15. Pakistan
  17. Ashraf, M. A. and Ibrahim, Y. (2014). Poverty Alleviation and Identifying the Barriers to the Rural Poor Participation in MFIs: A Case Study in Bangladesh. Journal of Economic Cooperation and Development, 35(3): 99 – 132. Turkey
  18. Ashraf, M. A. and Noor, Saad, I. (2010). “Microfinance Customer (Borrower) Experience towards the Effectiveness of MFIs in Bangladesh: An Exploratory Analysis,” ABAC Journal, 30(2): 12 – 25. Thailand
  19. Ashraf, M. A. (2010). “The Effectiveness of Microcredit Programs and Prospects of Islamic Microfinance Institutes (IMFIs) in Muslim Countries: A Case Study of Bangladesh.” Journal of Islamic Economics, Banking and Finance, 6(4): 32 – 45. Bangladesh.
  20. Ashraf, M. A. and Sarker, Rafiz Ahmed Ratan (2009). “The Frontiers of Microcredit Programs in Bangladesh: An Empirical Review,” ABAC Journal, 29(3): 65 – 75. Thailand

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